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Prairie Farm Hours Change


Due to a large remodeling project, our Prairie Farm lobby is closed until roughly the beginning of October. During this time, we will have drive-up only hours:

  • Monday – Friday: 12 noon to 4:30 pm
  • Saturdays: 8:30 am to 12 noon

The bank & ATM will be completely closed
Thursday, Aug. 20 – Tuesday, Aug. 25,
reopening at 12 noon on Wednesday, Aug. 26.

During this temporary closure the night drop will be OPEN.

Call for an appointment to:

  • Open an account
  • Access a safe deposit box
  • Inquire about or close a loan

While the construction process will be inconvenient, the end result will include updated customer spaces, a redesigned teller area, enhanced security and a more modern office overall.

A view from above shows a smiley face in the foam of a latte to represent “hot” certificate of deposit rates.

30-Month Certificate Special


Perk up your savings while our new 30-Month Certificate of Deposit (CD) special is still hot! Right now, our new 30-month CD will earn 4.15% annual percentage yield* (APY) at the highest tier and is available for a limited time. Give us a call or stop in to open a CD or click See Rates to see rates on all our certificates.

*APY = Annual Percentage Yield. APY effective as of July 1, 2026. Minimum balance to open a 30-month CD and obtain 4.05% APY is $1,000; 4.10% APY is $10,000; 4.15% APY is $30,000. Interest is applied semi-annually. Penalty will be imposed for early withdrawal. Fees could reduce earnings on account.

See Rates
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External Transfers


Whether you need your money for an engagement ring or to pay for
unexpected home repairs, you can now transfer funds to and from
accounts at other financial institutions into or out of your Dairy State
Bank accounts. External transfers are ideal for larger payments
like mortgage, tuition and car loans. Easily initiate a one-time transfer
or schedule transfers to take place on a weekly or monthly basis.

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Home Equity Line of Credit


If you’re looking to make repairs or remodel your home, a Home Equity Line
of Credit (HELOC) allows you to borrow against the equity in your home.
Compared to a closed-end loan, a HELOC offers flexibility to use only what
you need and continue to re-borrow over the term of the loan. Give us a call
or read more about HELOCs.

Learn More

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Ask Us Directly
Midway area at the Bloomer Community Fair.

August Community Events


As a community bank, we make it a priority to support community events. From National Night Out to town festivals, check out what’s going on in Barron, Dunn, Washburn & Sawyer counties in August:

  • Alfalfa Fest – Aug. 1
  • National Night Out – Aug. 4
  • Bloomer Community Fair – Aug. 6-9
  • Almena Fun Days – Aug. 7 & 8
  • Wheeler Days – Aug. 7-9
  • Haugen Fun Days – Aug. 8 & 9
  • Cars & Crafts in the Park – Aug. 9
    Village Park, Turtle Lake
  • Old Time Farm Fest – Aug. 15 & 16
    8 am – 5 pm, 862 2-3/8 St, Clayton
  • Discover Downsville Day – Aug. 22
  • Cumberland Rutabaga Fest – Aug. 27-30