Personal Accounts
Checking Accounts | Savings Accounts | Money Market Accounts | Certificates of Deposit | Individual Retirement Accounts
Checking Accounts
| FREE CHECKING | G2G Checking | INTEREST CHECKING | PLATINUM CHECKING | REWARDS CHECKING | |
| Features | FREE checking | For ages 14-25 | Your money works for you | Earn higher interest on your money | Over age 55? You’ve earned Rewards! |
| Amount to Open | $25 | $25 | $25 | $25 | $25 |
| Interest Earned | NA | NA | Yes | Tiers at $0, $500, $2,500, $10,000 | Tiers at $0, $500, $2,500, $10,000 |
| Daily Balance To Earn Interest | NA | NA | $500 | $0 | $0 |
| Monthly Service Charge | NA | NA | $7 if below $500 minimum | $6 or $7* | NA |
| Images Available | No | No | Yes; $4/month | Free w/ customer option | Free w/customer option |
| Savings OD Transfers | Yes; with $3 fee/transfer | Yes; free | Yes; with $3 fee/transfer | Yes; free | Yes; free |
| Free Basic Checks | No; prices & styles vary | Yes, first box free | No; prices & styles vary | Yes | Yes |
| Minimum Balance Waived | NA | NA | Yes; with direct deposit | No | NA |
| And More |
FREE Internet banking FREE BillPay FREE Check Card* Photo Check Card** Free TELEBANK |
FREE Internet banking FREE BillPay FREE Check Card* Photo Check Card** Free TELEBANK |
FREE Internet banking FREE BillPay FREE Check Card* Photo Check Card** Free TELEBANK |
FREE Internet banking FREE BillPay FREE Check Card* Photo Check Card** Free TELEBANK *$7 Platinum Checking Plus includes no annual fee for HELOC |
FREE Internet banking FREE BillPay FREE Check Card* Photo Check Card** TELEBANK Travel Special Events |
*Subject to application approval
**$5 one-time fee
Savings Accounts
Regular Savings
- If balance falls below minimum of $100, service charge is $2.
- Interest compounded daily and paid quarterly
junior savers
- It's a fun savings club for kids age 18 and under
- $1 minimum deposit to open
- Interest compounded daily and paid quarterly
Christmas Club
- $5 minimum balance
- Interest compounded daily and paid at maturity
- Ideal for the holiday shopping season!
WEALTH BUILDERS
- $1,000 minimum balance to open and to earn interest
- $10 monthly service charge if below $1,000 minimum
- Interest compounded daily and paid monthly
- Rates tiered at $1,000, $10,000 and $50,000
- $8 charge per withdrawal; $10 excess transaction fee
- Limit to six electronic preauthorized withdrawals/month
Health Savings Accounts
- This account is for you if you are covered under a high-deductible health plan
- Interest is compounded monthly and paid on your monthly statement
- Start-up Fee: $20.00
- Opening Deposit: $50.00
Money Market Accounts
- If balances fall below minimum of $1,000, service charge is $15.
- Additional deposits allowed at any time
- Interest compounded and paid monthly
- Four interest tiers:
- $1,000 to $9,999
- $10,000 to $24,999
- $25,000 to $99,999
- $100,00 and over
Certificates of Deposit
- As low as $1,000 minimum balance
- Full range of maturities available
- Earn our best savings rates
- Interest penalties if account closed before maturity
Individual Retirement Accounts
- Traditional and Roth IRAs available with tax benefits
- Education IRAs also available
- Ask about the current contribution limits
- Many options available: ask for details!
